Paratiq

Personal finance tracking, without the busywork.

Add transactions in seconds, stay on top of recurring expenses, and see where your money goes—all in one place.

  • Free while in beta
  • No credit card
  • No bank connection
The Paratiq dashboard showing income and expense totals, upcoming transactions, and spending summaries.
Easy from the start

Add transactions the way that suits you.

Record an amount in seconds, scan a receipt, or set up a recurring expense once. Paratiq keeps everything organised in one place.

Add it quickly

An amount, category, and date are enough. Add a title or other details only when you need them.

Fill it from a receipt

Upload a photo and let Paratiq fill in the amount, date, and merchant. You review everything before saving.

Set it up once

Add rent, bills, and subscriptions once, then let Paratiq keep track of what is coming up.

At a glance

See where your money goes.

Compare income and expenses, spot your biggest spending categories, and see recurring transactions before they arrive.

Spending by category

  • Housing
  • Food
  • Transport
  • Other

Income and expenses by month

Income Expenses

Upcoming transactions

Rent In 3 days
Internet Today
You stay in control

Track your money without connecting your bank.

Paratiq never asks for access to your bank account. You add the transactions, and you can export your data or delete your account whenever you choose.

The receipt you upload
ID No 12345678901
Card 5412 •••• 3310
Total₺ 428,50
Sent when masking is on
ID No
Card
Total₺ 428,50
  • Receipt masking is on by default. Before sending the image, Paratiq blacks out national ID, card, and IBAN patterns it can detect.
  • Masking is best-effort, not a guarantee; faded or blurry text may be missed. You can redact areas yourself or enter the transaction manually.
  • The provider does not use your documents for model training. Zero Data Retention on our account prevents it from storing the image or extracted text.

Control your account and your data.

Two-factor authentication

Protect your account with email codes and backup codes you can keep offline.

Session control

See the devices signed in to your account and end any session you do not recognise.

Export to CSV

Download your transactions whenever you like, so your data is never trapped in Paratiq.

Cancel your account deletion request

If you decide to keep your account after requesting deletion, you can cancel the request within 10 days.

Recurring transactions

Stop re-entering regular income and expenses.

Schedule rent, subscriptions, salary, and other recurring transactions once. See upcoming entries ahead of time and adjust them when needed.

Get a reminder at the hour you choose, a set number of days ahead, in your own timezone.

Confirm the entry or change its date straight from the reminder email.

Review an upcoming entry in advance; when its review window ends, the pending transaction is created automatically.

Flexible dates for recurring transactions

If you choose, Paratiq moves the tracking date of a recurring transaction that falls on a weekend or public holiday to the next working day.

This setting only affects the tracking date in Paratiq; it does not change the bill's due date or a payment instruction at your bank.

Scheduled date · Holiday
1
Weekend
2
Weekend
3
New date · Working day
4

The tracking date on the 1st moves to the 4th, the next working day.

Know what to expect.

Paratiq stays focused on simple personal finance tracking.

Not included yet

  • There is no automatic bank connection; you add the transactions.
  • There are no separate wallets or transfers between accounts.
  • Budgets and savings goals are not available yet.
  • Tracking uses the single currency selected in your profile.

Frequently asked questions

Yes, while Paratiq is in beta. Free document scanning is limited to 3 documents a day and 30 a month.

When masking is on, the receipt is scanned on our server first and the sensitive areas the system detects are blacked out. Masking is not a guarantee, so unreadable details may be missed. If the scan itself fails, the document is not sent unmasked. The image then goes to a provider that does not train on it and operates under Zero Data Retention for our account.

Yes. You can add Paratiq to your home screen and track income and expenses from your mobile browser.

You can download your transactions as CSV and delete your account. A deletion request can be undone for 10 days; after that, your data is removed.

Start keeping track of your money today.

Create your free account and begin with your categories ready to use.

Start tracking for free